Summer is a continuation of the current school year. During the summer, Undergraduate students must be enrolled in a minimum of 6 hours to qualify for financial aid. Graduate students must be enrolled in a minimum of 3 hours to qualify for financial aid. Typically, financial aid offers for summer take place in late February.
Applying for Summer Financial Aid
- Submit a 2019-2020 FAFSA. Financial Aid is typically offered for fall and spring. For students enrolled in spring and receiving aid, they will automatically be considered for summer financial aid. For students who are newly admitted for summer, they will automatically be offered financial aid. The priority FAFSA submission deadline February 15. The deadline to apply for summer aid is June 30.
- Meet eligibility requirements.
- Meet Satisfactory Academic Progress (SAP).
- Be a degree-seeking student. Financial aid will only pay for classes that count toward your degree.
Aid Available in the Summer
Summer Pell Grant
- Even if you received the Pell Grant as a full-time student for fall and spring, you could still receive a Pell Grant for summer. Students may receive an additional 50% of their scheduled offer for the summer term with the introduction of Year-Round Pell, and this amount still counts toward the Lifetime Pell Grant Eligibility (LEU).
- Summer Pell Grant requires enrollment of at least six (6) degree-applicable credit hours for the summer semester(s).
- You must be Pell-eligible and meeting Satisfactory Academic Progress (SAP) to receive summer Pell Grant.
Summer Federal Direct Loans
- Students may be offered Federal Direct Subsidized or Unsubsidized loan, if eligible. There is a yearly limit as to how much a student may borrow, so if students borrowed the full limit in fall and spring, there may not be eligibility to receive additional loans in summer. Find out more about unsubsidized and unsubsidized loan limits.
- Parents are welcome to apply for a Federal Direct Parent PLUS Loan to assist with costs associated with summer. If parents have borrowed in fall and spring and wish to borrow in summer, it may be necessary to complete a new credit application as the credit approval is only valid for 6 months.
- Summer Federal Direct Loan requires enrollment of at least six (6) degree-applicable credit hours for the summer semester(s).
- You must meet Satisfactory Academic Progress (SAP)to receive Federal Direct Loan.
State and Institutional Funds
There is a limited amount of state and institutional grant funds for the summer semester. Students are encouraged to apply for the Summer Application prior to February 15 to have the best chance of qualifying for an institutional grant. These funds are not guaranteed from year to year and are offered based on funding availability.
Federal and Institutional work-study funds are available, on a first-come, first-served basis for the summer.
Alternative and College Access Loan (CAL) funds are available for summer, but we urge students to use alternative or private loans as a method of last resort.
How can I lose eligibility after Spring grades are posted?
- Summer aid is typically awarded before Spring grades are posted in May.
- Once grades are posted, we are federally required to determine if you are meeting Satisfactory Academic Progress (SAP) requirements.
- If you are not meeting requirements at the end of spring, you will lose financial aid eligibility for summer.
How schedule changes or withdrawing impact financial aid eligibility?
- According to Federal regulations, financial aid recipients who withdraw from all courses or stop attending classes before the last day of class have not “earned” all of their financial aid that was received for that semester. Because each summer term is considered by federal regulation its own semester for Return of Title IV (R2T4) purposes, students may have part of their summer aid returned if withdrawing from classes after having completed a session OR if withdrawing while still being enrolled in future sessions.
- Students must return the unearned percentage of aid for each part of term during summer. The higher number of class days completed, the lower the amount of financial aid that must be returned. Once a student has completed more than 60% of the semester, the student is allowed to keep all disbursed aid even if a withdrawal occurs after that point. If you are considering withdrawing from a summer term, please speak to a financial aid officer so we can best explain the implications to your financial aid.